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Salary Certificate Format and eSign Online

Issue a salary certificate on your letterhead and sign it with Aadhaar OTP in minutes. Accepted for loans, visas, rentals and verification. ₹15 per signature.

Powered by eMudhraIT Act 2000 Compliant2-minute signing
By Rahul Mehta, Product & Integration Lead·Last updated October 2026
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The basics

What is a Salary Certificate?

A salary certificate is a letter issued by an employer confirming that a person works for the organisation and stating what they are paid. It usually shows the employee's name, designation, date of joining, and a breakup of monthly or annual pay: basic salary, allowances such as HRA, deductions such as PF and professional tax, and the net amount credited.

Employees ask for a salary certificate when a bank or NBFC processes a loan or credit card, when an embassy reviews a visa application, when a landlord checks a prospective tenant, or when an educational institution or government office needs proof of income. Unlike a salary slip, which is generated every month by payroll, a salary certificate is a one-off letter addressed to a specific purpose and signed by an authorised person in HR or finance.

Salary Certificate

Sample PDF

Digitally Signed

via Aadhaar eSign

Who uses SignYu for salary certificates?

Built for Indian professionals who care about speed, cost, and legal validity.

HR and payroll teams

Issue salary certificates on request for loans, visas and rentals without printing, signing and scanning each letter.

Startups and small businesses

Give employees a properly signed income proof even when the founder or HR manager is not in the office.

Employees applying for loans or visas

Get a signed certificate from your employer that banks, NBFCs and embassies can verify.

Employees renting a home

Share a signed salary certificate with a landlord or property manager as proof of income.

How it works

From upload to signed PDF in under 2 minutes.

1

Prepare the certificate as a PDF

Write the certificate on your letterhead with the employee's details and salary breakup, then export it to PDF.

2

Upload to SignYu and add the signatory

Upload the PDF and add the authorised signatory's name, mobile number and email. Add the employee as a second signer only if your process needs their acknowledgement.

3

Sign with Aadhaar OTP and share

The signatory signs with an OTP on their Aadhaar-linked mobile. The signed PDF is emailed to everyone on the document, ready to share with the bank, embassy or landlord.

eSign your salary certificate now

Drop the PDF, add your signer, done in 2 minutes. Authorised signatory only = ₹15.

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Essential clauses to include

Make sure your salary certificate includes these before you sign.

Company letterhead with registered name and address
Date of issue and a reference number if your HR team uses one
Addressee or purpose, for example 'To whom it may concern' or the bank's name
Employee's full name, employee ID, designation and department
Date of joining and confirmation that the person is currently employed
Salary breakup: basic, allowances, gross pay, deductions and net pay (monthly or annual)
Name, designation and signature of the authorised signatory

Salary Certificate format (sample)

Copy this salary certificate format, replace the text in brackets, save it as a PDF and sign it below.

Salary certificate

[COMPANY LETTERHEAD]

Ref. No.: [reference number]
Date: [DD/MM/YYYY]

TO WHOM IT MAY CONCERN [or: To, The Branch Manager, (Bank Name)]

SALARY CERTIFICATE

This is to certify that [Employee's Full Name], Employee ID [number], is employed with [Company Name] as [Designation] in the [Department] department since [date of joining], and is currently in our employment.

[His/Her] salary details for the month of [Month Year] are as follows:

Basic salary                Rs. [amount]
House rent allowance        Rs. [amount]
Other allowances            Rs. [amount]
Gross monthly salary        Rs. [amount]
Less: Provident fund        Rs. [amount]
Less: Professional tax      Rs. [amount]
Less: Income tax (TDS)      Rs. [amount]
Net monthly salary          Rs. [amount]

Annual CTC: Rs. [amount]

This certificate is issued at the request of the employee for [purpose, for example a home loan application / visa application].

For [Company Name]

____________________
[Authorised Signatory's Name]
[Designation, for example HR Manager / Finance Manager]
Filled it in? Upload the PDF and eSign

Common mistakes to avoid

What goes wrong when salary certificates are signed the traditional way.

Mixing up gross and net salary, which delays loan approvals when figures do not match salary slips

Signing by someone who is not authorised to certify pay

Leaving out the date of joining, which banks use to check job stability

Using an old salary figure after an increment

Sending an unsigned Word file that the recipient cannot verify

Legally valid under Indian law

A salary certificate is an ordinary letter from the employer and is eligible for Aadhaar eSign under Section 3A of the IT Act 2000. It does not need stamp paper, notarisation or registration. The signature should come from a person authorised to make statements about pay, such as an HR head, finance manager or director, and the certificate should be on the company letterhead. Some banks and embassies have their own format or ask for the certificate to be addressed to them by name, so check the receiving party's requirements before issuing. Salary details are personal information, so share the signed PDF only with the employee or the party they nominate.

Reference: Section 3A, IT Act 2000

Pricing

₹15/signature

Authorised signatory only = ₹15

No subscription. No minimums. Credits never expire.

See full pricing details

Frequently asked questions

What is the difference between a salary certificate and a salary slip?
A salary slip is the monthly payroll statement for a specific month. A salary certificate is a one-off letter from the employer that confirms employment and pay, usually addressed to a bank, embassy or other party for a specific purpose.
Who should sign a salary certificate?
Someone authorised to certify pay, typically the HR head, finance or accounts manager, or a director. The signatory's name and designation should appear below the signature.
Do banks accept an eSigned salary certificate?
An Aadhaar eSigned certificate is a legally valid electronic signature under the IT Act 2000, and the signature can be verified in any PDF reader. Some lenders still ask for their own format or a physical copy, so check with the bank first.
Does a salary certificate need stamp paper?
No. A salary certificate is an ordinary letter and does not need stamp paper, notarisation or registration.
Should the salary certificate show gross or net salary?
Ideally both. Show the full breakup with gross pay, deductions and net pay so the figures match the employee's salary slips and bank statements.
How much does it cost to eSign a salary certificate?
One signature costs ₹15, GST included. If only the authorised signatory signs, the certificate costs ₹15.

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